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This is a guest post from eComEngine.

Building an Amazon business takes a lot of work, planning, and coordination. Many small and medium-sized businesses struggle to allocate resources to prepare themselves for set expenses and to finance their growth strategies.

You may have some goals in mind to help take your Amazon business toward its next growth peak, such as:

  • Creating or expanding product lines
  • Developing more efficient marketing campaigns
  • Onboarding new fulfillment partners to meet increased demand
  • Hiring more employees to support business growth

Finding the right resources to support your business expansion can set you up to succeed, but it isn’t always easy.

Oftentimes, business owners report that the greatest obstacle to growth is a lack of access to funding. Product-driven eCommerce businesses like those on Amazon have an additional financial burden created by the delay between when they purchase inventory and when they receive revenue from its sale. This problem is only compounded as the business grows. Thankfully, Amazon inventory funding can help resolve these cash flow and capital challenges.

What is Inventory Financing?

Inventory financing provides you with another channel to obtain additional capital for inventory purchases without having to reallocate funds from other parts of your business. From production to shipping and logistics, an extra injection of cash means businesses will be able to produce more goods without compromising the quality of their products.


With inventory financing, businesses can purchase the inventory that they need and scale their growth to accommodate new markets and explore new channels. Because brands make no payments on newly funded inventory until they receive it and it begins selling, they don’t need to worry about pinching costs and passing on other growth investments because all of their cash is tied up in an inventory order that won’t arrive and produce revenue for weeks or even months.

How Amazon Inventory Funding Works

Amazon inventory funding works by leveraging the resources of a financing partner to pay for inventory production, which is one of the largest expenses for most product brands.

The funding can be tailored to address your Amazon business’s exact needs. For example, you can look where the manufacturing, shipping, and sales timelines, along with order quantities and more, meet to create a custom funding and payback schedule that’s perfectly aligned to your cash flow.

The products that are produced will then serve as collateral for the financing. If you’re unable to repay the funding, the inventory can be sold to cover the debt and recoup the financing partner’s costs.

Inventory financing is particularly valuable for businesses that face significant delays between the time that they paid for inventory and when they actually receive payment. Other businesses that will benefit include those looking to place larger orders and receive volume-based discounts or that have multiple distribution locations. Inventory financing is ideally performed on a quarterly basis or another regular cadence to avoid the stock-out issues that can stall business growth and create additional costs.

Inventory Financing with Kickfurther

Kickfurther is an online inventory funding marketplace where brands access funding for new inventory (or can get reimbursed for recently produced goods). Kickfurther has served a number of Amazon sellers who were growing their sales, adding other distribution channels, or were otherwise looking for growth capital.

Why consider a private marketplace like Kickfurther? Markets respond, but bank interest rates don’t. Our marketplace brings together a number of funding sources that respond to your success and often engage at lower costs each time you build your track record of success in receiving and paying back funding.

Kickfurther funding goes directly to your manufacturer at the time you place an inventory order, and you make no payments until you receive and begin selling the new inventory. Other funding options take daily debits from your account before you receive revenue from new inventory, and traditional loans may have repayment schedules that begin immediately.

Kickfurther is different. On Kickfurther, you create a custom payment timeline based on when you’ll receive revenue, allowing you to order the inventory you need without impeding your ability to maintain financial flexibility while you wait for it to arrive and begin selling. Kickfurther thinks you should begin making payments on inventory after you receive revenue from its sale, not before.

What are the Benefits of Working with Kickfurther?

Working with Kickfurther means:

  • Up to 30% lower costs compared to competitors
  • Higher funding opportunities up to $5M
  • Getting funded quickly, often within days
  • Custom payment terms, with no payments until you start making sales

Interested in learning more about using Amazon inventory funding for your business? Create a business account today at to see a funding offer tailored to your business.

See how much you can fund today

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